This is what we have been doing, what do you think?

For the past few years my husband and I have been contracting homes to people.
They contact us to buy a home, get info off of them and tell them to find the home they like, neighborhood they like, school district so on. When they contact us again, we go look at the home, then we contact potential buyer. Buyer has to have 20% down of the real estate price, before we sign a contract to buy. Once the property is bought, the contract is signed. They pay 20% down, 8 % interest for 5 yrs and we charge 10K over list price.

This is working for us because the people buying are late 30's to 50's who have rented and tired of that but shot their credit.

What do you think?