i found a deal

so i just found a house thats an reo thats selling for 26,500 and it dropped 3,000 since last week i just called the agent and he said its priced to sell the bank wants it gone. the house is nice its a 3bd 2ba 1800sq ft house. and its in a growing neighborhood. by that i mean they just built a federal prison there and people are gonna be moving to that area for a job. the agent said the only thing shying people away from the place is that the bedrooms are in like a basement and then theres another basement under that. but it doesnt need much rehab. the guy said i would have to pre qualify for a loan first but i wont get a loan. especially since i just got laid off and i need a job for a loan anyway. so i would have to get it another way. so what does everyone think?