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Note to everyone! Just because a random person on this site, or anywhere else on the web has recommended a loan or credit service does not mean it is legit. In fact, most of all internet based offers are scammers, often operating out of foreign countries. NEVER EVER get involved with anyone without doing a lot of research and you can bet your life they are the real deal. If you get involved in with a scammer you will either end up ripped off of a lot of money or have your identity stolen.