what does this mean?

This is usually a bank owned or lender owned property. The fact that there are no disclosures shows this very clearly, because a lender has never lived in the property, and wouldn't know enough about it to make any disclosures. Therefore, they put "As is, As seen". Here in Utah, there is a code in the text on a listing that says "Sec. 10.2 of the REPC does not apply". Section 10.2 is the disclosure section of the contract, and since the lender doesn't know anything about the property, They pass on giving disclosures and the risk is now in the hands of the buyer. Buyer beware!

What did your agent tell you it meant? It is all self explanatory.
*As is, as seen means as is. Nothing else or any repairs will be considered
*No disclosures. Means if it has mold, termites or structural it is buyer beware. Do your due diligence in advance.
*Proof of funds means you need to supply the proof that you have the funds to purchase this deal. You are offering a non finance deal so you don't have to be pre qualified and approved by the lender. Just proof of your funds is required. They will also hit you up for a copy of your earnest money check when you submit your written offer.

PM me with questions if you want.

Michael Mangham
MD Home Acquisitions LLC