OfflineUse the 30, 30 , 30 ,10 rule of earnings.
30% living expenses
30% savings
30% vacations (I don't agree with this one)
10% giving back
If you live BELOW your means you have money.
Saying YES when you should be saying NO to purchases.
Eating out is costly.
With gas prices reaching $4 gal make your trips count.
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Mike
https://tvallc.isrefer.com/go/RehabLite/renvestr/ Free tools
Great advice. Of course, everyone will have different priorities as to how much to put in each sector, as you mentioned you don't agree with the vacation one....but that's a great blueprint.